DeFi has so far depended on over-collateralization for loans, but it’s all about to change with the introduction of on-chain identity and reputation. 🤟 Here’s some alpha into how Soul Bound Tokens can unlock collateral-free credit 🔗 medium.com/xhashtag/collateral-free-loans-using-sbts-d700e68df3dd 💜 & RT: https://twitter.com/xhashtagio/status/1558440417850716160 More information about xHashtag: Twitter | Medium | Discord | Telegram | Website | xHashtag Earn